Nija

NIJA Risk Disclosure Statement

IMPORTANT NOTICE - PLEASE READ CAREFULLY

Overview

This Risk Disclosure Statement describes the risks associated with using NIJA automated cryptocurrency trading platform. You must read and understand these risks before using real capital.

Primary Risks

1. RISK OF LOSS

YOU MAY LOSE SOME OR ALL OF YOUR INVESTED CAPITAL.

Cryptocurrency trading carries substantial risk. Losses can occur rapidly, especially with automated trading. You should never invest money that you cannot afford to lose entirely.

Key Points:

There is no guarantee of profit
Losses may exceed expectations
Automated trading can amplify losses
Market conditions can change suddenly
Past performance does not predict future results

2. MARKET VOLATILITY RISK

Cryptocurrency markets are extremely volatile and can experience:

Rapid price swings (10%+ in minutes)
Flash crashes
Unexpected trends
Market manipulation
Low liquidity periods
Exchange outages

Impact on Automated Trading:

Automated strategies may not adapt quickly enough
Losses can accumulate rapidly during high volatility
Stop-loss orders may not execute at expected prices
Slippage can be significant

3. AUTOMATED TRADING RISKS

Automated trading systems have unique risks:

Technical Risks:

Software bugs or errors
Internet connectivity issues
Exchange API failures
Server downtime
Data feed interruptions

Strategy Risks:

Strategies may underperform
Market conditions may change
Strategies optimized for past conditions may fail
Overfitting to historical data
Unexpected market behavior

Execution Risks:

Orders may not execute as expected
Latency can cause missed opportunities
Partial fills may occur
Exchange rate limits may delay trades

4. EXCHANGE RISKS

You face risks related to the cryptocurrency exchange:

Exchange insolvency or bankruptcy
Account freezes or restrictions
Withdrawal limits
Trading halts
Security breaches
Regulatory actions against the exchange

Important: NIJA does not custody your funds. All assets remain on your exchange account, subject to exchange terms and risks.

5. REGULATORY RISKS

Cryptocurrency regulations are evolving and uncertain:

New regulations may restrict trading
Tax treatment may change
Certain cryptocurrencies may be banned
Exchanges may be required to restrict users
Reporting requirements may increase

Your Responsibility:

Understand regulations in your jurisdiction
Comply with tax obligations
Report trading activity as required
Monitor regulatory changes

6. CYBERSECURITY RISKS

Digital assets and trading platforms face security risks:

Hacking attempts
Phishing attacks
Account takeovers
API key theft
Malware infections

Mitigation Measures: We encrypt API keys and use security best practices, but no system is 100% secure. You should:

Use strong, unique passwords
Enable two-factor authentication
Protect your devices
Monitor account activity
Use API keys with trading-only permissions (no withdrawal rights)

7. LIQUIDITY RISK

Some cryptocurrency markets have low liquidity:

Large orders may not fill completely
Price impact can be significant
Exit positions may be difficult
Spread costs can erode profits

8. OPERATIONAL RISKS

Platform and operational risks include:

Service interruptions
Maintenance downtime
Data loss or corruption
Human error
Third-party provider failures

9. NO GUARANTEE OF PERFORMANCE

CRITICAL UNDERSTANDING:

NIJA makes absolutely NO GUARANTEES about:

Profitability
Positive returns
Winning percentage
Drawdown limits
Strategy performance
Uptime or availability

Past Performance:

Historical results do not predict future performance
Backtests may not reflect real trading conditions
Paper trading results differ from live trading
Market conditions change over time

Strategy Limitations:

No strategy works in all market conditions
Strategies optimized for one period may fail in another
Unforeseen events can cause strategy failure
Human oversight cannot be eliminated

Specific Warnings

10. LEVERAGE WARNING (If Applicable)

Some exchanges offer leveraged trading. Leverage magnifies both gains AND losses.

You can lose more than your initial investment
Positions may be liquidated automatically
Margin calls can occur
Funding rates can erode profits

NIJA Recommendation: We strongly discourage leverage for new traders.

11. CRYPTOCURRENCY-SPECIFIC RISKS

Cryptocurrencies have unique characteristics:

Bitcoin & Major Coins:

Still experimental technology
Not backed by government or physical assets
Subject to “whale” manipulation
Network upgrades may cause disruptions

Altcoins:

Higher volatility than major coins
Lower liquidity
Development teams may abandon projects
Regulatory scrutiny
Smart contract risks

Stablecoins:

Not always stable
Depeg risk
Counterparty risk
Regulatory uncertainty

12. SLIPPAGE AND EXECUTION RISK

Actual execution prices may differ from expected prices:

Market orders execute at current market price
Limit orders may not fill
Gap risk (price jumps)
Network delays
Exchange processing time

13. CORRELATION RISK

Cryptocurrency markets often move together:

Diversification may not reduce risk
Entire market can decline simultaneously
Bitcoin dominance affects altcoins
Macro events impact all cryptocurrencies

Suitability and Investor Qualifications

14. IS CRYPTOCURRENCY TRADING RIGHT FOR YOU?

Consider whether cryptocurrency trading is suitable for your:

Financial Situation:

Can you afford potential losses?
Do you have emergency savings separate from trading capital?
Are you financially stable?

Investment Objectives:

What are your goals (growth, income, speculation)?
What is your time horizon?
What returns do you need?

Risk Tolerance:

Can you psychologically handle losses?
Will losses affect your lifestyle?
Can you avoid emotional decisions?

Knowledge and Experience:

Do you understand cryptocurrency markets?
Have you traded before?
Do you understand technical analysis?
Do you understand automated trading?

IMPORTANT: If you are unsure, consult with an independent financial advisor before trading.

Special Considerations for Automated Trading

15. UNDERSTAND THE STRATEGY

Before using NIJA’s automated strategies:

You Should Know:

What signals trigger trades
How position sizing is determined
When stop-losses are used
How profits are taken
What market conditions favor the strategy

You Should NOT:

Blindly trust automation
Set it and forget it
Ignore notifications
Trade beyond your risk tolerance
Use money you need for living expenses

16. MONITORING REQUIREMENT

Even with automated trading, you must:

Regularly check positions
Monitor performance
Review trading activity
Ensure system is functioning properly
Be prepared to intervene

We Recommend:

Check at least daily
Set up mobile notifications
Have kill-switch readily accessible
Monitor exchange account directly

Disclosure Requirements

17. NIJA IS NOT A FINANCIAL ADVISOR

Critical Clarifications:

NIJA is:

An automated trading tool
A software platform
A technology service

NIJA is NOT:

A registered investment advisor
A broker-dealer
A financial planner
A fiduciary
A money manager

What This Means:

You make all investment decisions
You maintain full control of your account
You are responsible for outcomes
We do not provide personalized advice
We do not recommend specific investments

18. CONFLICTS OF INTEREST

Transparency:

NIJA earns revenue from subscriptions, not trading commissions
We do not trade against our users
We do not share order flow with third parties
Our interests are aligned with yours (platform success)

19. HYPOTHETICAL PERFORMANCE

Any backtests or simulated results are hypothetical:

Limitations:

Do not reflect actual trading
May not account for slippage
May not account for fees
Market conditions were different
Overfitting may have occurred
Results are not guaranteed to repeat

Paper Trading:

Uses simulated fills
May not reflect actual market conditions
No real capital at risk
Results may differ from live trading

Your Rights and Responsibilities

20. YOUR RIGHTS

You have the right to:

Access your account at any time
Disconnect API keys immediately
Stop automated trading instantly (kill-switch)
Export your data
Delete your account
Cancel subscription anytime

21. YOUR RESPONSIBILITIES

You are responsible for:

Reading and understanding these risks
Making informed trading decisions
Monitoring your account
Complying with laws and regulations
Paying applicable taxes
Protecting your account credentials
Using appropriate position sizes
Setting risk limits

22. COOLING-OFF PERIOD

Important Safety Feature:

When graduating from paper trading to live trading:

You will receive risk warnings
You must acknowledge risks explicitly
Initial capital limits apply ($500 maximum)
Position limits apply ($100 per position)
14-day restricted period before full access

This graduated approach is designed to protect you while learning.

Getting Help

23. QUESTIONS OR CONCERNS

If you have questions about risks:

Review our educational materials
Contact customer support
Consult with an independent financial advisor
Start with paper trading
Use smaller position sizes

Never trade with money you cannot afford to lose.

Acknowledgment

BY PROCEEDING TO USE LIVE TRADING, YOU ACKNOWLEDGE:

☑ I have read this Risk Disclosure Statement in full
☑ I understand cryptocurrency trading involves substantial risk of loss
☑ I understand I may lose some or all of my capital
☑ I understand past performance does not guarantee future results
☑ I understand automated trading has unique risks
☑ I understand NIJA makes no guarantees of profitability
☑ I understand NIJA is not a financial advisor
☑ I am solely responsible for my trading decisions
☑ I have considered my financial situation and risk tolerance
☑ I am using only money I can afford to lose
☑ I understand I can stop trading at any time
☑ I will monitor my account regularly
☑ I will use appropriate risk management
☑ I have sought independent advice if needed

Contact Information

For questions about this Risk Disclosure:

Email: legal@nija.trading
Support: support@nija.trading
Website: nija.trading/risk-disclosure

This Risk Disclosure Statement was last updated on January 31, 2026.

IMPORTANT: This document describes risks but may not cover all possible risks. New risks may emerge. It is your responsibility to understand and accept all risks before trading.

REGULATORY NOTICE: Cryptocurrency trading may not be suitable for all investors. Consult with a qualified financial advisor regarding your specific situation.